Spread the cost of your repair bills | Inverness, Dingwall, Buckie & Elgin | Scottish Vauxhall

Spread the cost of your repair bill

If a service, MOT or repair for your car costs more than you’ve budgeted for, there’s no need to worry.

Scottish Vauxhall group have teamed up with Close Brothers Retail Finance to offer you affordable payment plans to help you with your repair bill and get you on the road worry-free.

Now you can pay a small deposit on the day and spread the cost over manageable monthly direct debits.

  • 0% interest
  • Only 10% deposit required
  • Covers any work carried out by our service department, including car servicing, MOTs, tyres and general repairs.

Quick and easy on-line application and you receive an instant decision.

With only 10% initial deposit to pay

We like things simple, 10% deposit upfront is all you need. We'll ask you for valid payment details during the application process. You only pay if you're approved.

Please contact your local Scottish Vauxhall retailer if you are interested or need further information.

Please note this offer cannot be used in conjunction with any scottishvauxhall and Vauxhall offers.


Who can apply?

Anyone between the age of 18–75. You must be a UK resident, be in employment (or retired), and have a bank account with a debit/credit card.

Who provides the finance?

Scottish Vauxhall group works in partnership with Close Brothers Retail Finance who provide interest-free products.

What are the minimum and maximum spend levels?

Payment PlanMinimum repair amountMaximum repair amount
6 months' interest-free payment plan£278£5000
10 months' interest-free payment plan£445£5000

Will a credit check be undertaken?

Yes, as part of the application process Close Brothers Retail Finance require a credit check via pre-approved credit reference agencies.

What happens if I get declined?

Close Brothers will email you to advise that your application has been declined and give you the names of the credit reference agencies used. You can contact them and receive a detailed overview of your credit history.

Can I apply for finance to pay for a Service Plan?

No, the finance facility is not available for plan purchases at this time.

Do I have to pay a deposit?

Yes, a deposit payment is required – the minimum deposit is 10% but you can choose to pay anything between 10% and 50% of the full bill on the day.

What if my bill is greater than £5000?

To authorise a finance application for a bill greater than £5000, please speak to the service manager at your local Scottish Vauxhall retailer to find out more.

What if I want to keep the goods but don't want the credit agreement anymore?

All customers have a right to withdraw from the credit agreement. You will need to inform Close Brothers Retail Finance of your intention to withdraw within 15 days from the day you receive the welcome pack. Contact Close Brothers Retail Finance directly on 0844 880 6542. Close Brothers Retail Finance will require you to repay the outstanding balance of the loan, plus any applicable interest.

After the 15-day withdrawal period has expired, you can settle your finance agreement any time. On request, Close Brothers Retail Finance will provide you with a settlement figure and details of how to pay the outstanding balance. You can contact them directly on 0844 880 6542.